Mandatory liability insurance for healthcare providers

The contracting authority will check whether the bidder, its management, administrative or supervisory body members, or persons authorised to represent it are subject to exclusion grounds relating to participation in a criminal organisation, corruption, fraud, terrorism, money laundering or terrorist financing, unlawful use of child labour, or human trafficking. Relevant convictions from the past five years, or an exclusion period that is still in force, are covered. Where applicable, the bidder may provide evidence of measures taken to restore its reliability. A breach of tax or social security contribution obligations is an exclusion ground. In Estonia, a tax debt certificate is not issued where the taxpayer’s total debt to the same tax authority is below EUR 100 or payment of the debt has been deferred; for a foreign bidder, the rules of its country of establishment apply. Exclusion also applies to conviction for enabling a foreign national residing in the country without legal grounds to work, or enabling a breach of the conditions for a foreign national’s employment in Estonia, and where awarding the contract would violate an international or Estonian Government sanction. The bidder must also confirm that it will not involve, for more than 10% of the contract value, subcontractors or suppliers that are Russian nationals, residents or entities established in the Russian Federation; are more than 50% directly or indirectly owned by such persons or entities; or act on their behalf or under their direction.

The bidder must be a licensed insurance provider in an EU or EEA member state, or in a World Trade Organization member state that is party to the Agreement on Government Procurement. The bidder must hold an authorisation to conduct non-life insurance business in Estonia. The bidder confirms that it holds the authorisation, which the contracting authority will verify in the Estonian Financial Supervision Authority’s electronic register. The tender must include the participation application (Form I) and a financial offer in the required format. The award criterion is the lowest price: the tender must state the price of the policy with a EUR 1,500 deductible. The contracting authority will compare the lowest prices separately for policies with EUR 1,500 and EUR 5,000 deductibles and reserves the right to select either policy. The tender must comply with the procurement documents, and conditional tenders are not permitted. If the bidder proposes an equivalent solution, it must explain the equivalence and provide supporting evidence. The bidder must identify and justify any information claimed as a trade secret; the tender price and numerical figures used for evaluation may not be treated as trade secrets. For a joint tender, a power of attorney for the joint bidders must be submitted.