Health insurance procurement

Summary

This procurement aims to establish a contract for a group health insurance for INATEL Foundation employees and eligible family members. The plan is contributory with optional adhesion, and premiums are fully borne by the insured. The contract duration is 12 months with a base price of €664,858.80 excluding VAT. There are no minimum adhesion, age limit, or waiting-period requirements; pre-existing conditions are covered under the plan; there is no mandatory medical screening for admission or continuity; continuity after termination is provided for employees and eligible family members. The procurement is conducted as an international public tender with price and technical/qualitative criteria evaluated on a multifactor basis (F1–F5). Proposals must comply with the Tender Documents (Caderno de Encargos) and associated Annexes. The proposed contract awards will use a cost- and service-quality based scoring framework.