Opening and banking services for a current account for the Jaén Delegation of Economy and Finance

Summary

The procurement is for banking services to open and maintain a current account for the Jaén Delegation of Economy and Finance to hold Public Treasury funds. The account will receive Treasury transfers and be used for payments requiring justification and fixed cash advances. Its balance must not exceed EUR 30,000; the estimated average annual balance is EUR 24,462.84, with approximately 37 transactions per year totalling EUR 27,027.58. The account and all related transactions must be free of charges: no administration, maintenance, overdraft, cash withdrawal, cheque or online transfer fees within the European Economic Area may be charged. The bank must offer a monthly interest rate referenced to EURIBOR. The contract runs for three years, with an expected start date of 1 January 2027, and may be extended by up to two years. Offers are assessed on the interest remuneration (70 points), the response time for complaints and service incidents (15 points), and whether a dedicated customer manager is provided (15 points). Eligible bidders are credit institutions holding the required authorisation and registered in the Bank of Spain’s register of credit institutions and the required bidder register. No separate financial or technical capacity thresholds are set. Bids must be submitted electronically with the required declarations and complete technical and financial offer.