Health insurance services

Summary

The tender concerns one-year health insurance services for approximately 600 employees of SIA Ziemeļkurzemes reģionālā slimnīca. The expected insurance period is 1 October 2026 to 30 September 2027, with coverage available 24/7 throughout Latvia. The submission deadline shown in the notice is 3 October 2026. The bidder must provide a complete insurance solution, including electronic insurance cards, a mobile application, a nationwide network of contracted medical providers, the required basic insurance programme and optional programmes for employees and relatives. The basic programme must not cost more than EUR 462 per employee per year and must provide at least EUR 5,000 of insurance coverage per employee. The technical specification sets detailed minimum reimbursement limits for consultations, diagnostics, procedures, rehabilitation and inpatient care. The offer must include a completed application, technical offer and financial offer, together with insurance terms, programme descriptions, fixed price lists, provider-network information, claims procedures, exclusions and instructions for using the electronic card and mobile application. Offers must be submitted electronically through the contracting authority's procurement system, in Latvian or with a bidder-certified Latvian translation. The award is based on the most economically advantageous tender, with a maximum of 110 points for price, reimbursement limits and additional insurance programmes.