Civil liability insurance for Sagunto's municipal company

Summary

The tender seeks civil and patrimonial liability insurance for SAG, a company providing municipal services in Sagunto, for one year from 20 November 2026 or, if later, from the contract signature date. One one-year extension is possible. Cover includes general, employers’, cross and professional liability for SAG and its representatives, employees and other persons performing assigned duties. Activities covered include waste collection, street and beach cleaning, grounds maintenance, municipal towing, parking facilities and maintenance of public buildings. The general indemnity limit is €1,500,000 per claim, with an annual aggregate limit of €2,000,000 for all contracted cover. The standard deductible is €600; bidders may offer €400, €200 or €100. Cover for pure financial loss may be offered as an additional enhancement. The tender budget is €33,000 excluding VAT (insurance is VAT-exempt), and the estimated total value including the extension and possible modifications is €69,300. There are no lots. Price carries up to 75 points; additional points are available for a lower general deductible, extended temporal cover, pure financial loss cover and improved claims handling. To participate, the insurer must meet the turnover and authorisation requirements and provide a policy contact with at least three years’ insurance-sector experience, together with claims-handling specialists.