Provision of a long-term loan in the amount of PLN 2,750,000.00

Summary

The contract concerns the provision of a long-term PLN loan of PLN 2,750,000 to Gmina Krobia, intended to repay liabilities from previously issued bonds and cover the planned 2026 budget deficit. The loan term is six years, with capital repayment deferred until 31 May 2027, variable interest based on WIBOR 1M plus the bank's margin, and monthly interest payments based on the actual outstanding balance. The loan is to be disbursed in the fourth quarter of 2026, in one tranche or in tranches, without a disbursement fee. The contracting authority may repay the loan early or use only part of the approved amount without additional fees. The bid must be submitted electronically in Polish through the procurement platform by 4 September 2026 at 08:00. Price is the only award criterion and has a weight of 100%. The notice contains a discrepancy concerning the first repayment date: the repayment schedule states 31 May 2027, while the price-simulation instructions refer to 31 August 2027; this must be verified in the tender documents.