OCTA and KASKO insurance for vehicles of Smiltene municipality institutions

Summary

The tender covers two lots for vehicle insurance for Smiltene municipality institutions: compulsory third-party motor liability insurance (OCTA) and voluntary motor vehicle insurance (KASKO). A bidder may submit an offer for one or both lots, but must cover the full scope of the selected lot. Policies are generally required for 12 months, with new policies arranged two days before the previous policies expire. The contract portfolio may change during the contract period and may include planned zero-emission vehicles. For KASKO, the required risks include traffic accidents, fire, natural disasters, unlawful acts by third parties, glass breakage, animal damage, theft, robbery and burglary, with specified deductibles. The bidder must provide an electronic system for monitoring policy periods. The award is based on the lowest total price excluding VAT for each lot. The deadline shown in the notice is 22 September 2026.