ICAEN civil and patrimonial liability and group accident insurance policies

Summary

The Institut Català d’Energia (ICAEN) is procuring two insurance policies for 2027, with up to four annual extensions: Lot 1 covers civil and patrimonial liability to third parties, including professional and accounting liability, with a general limit of €1.5 million per claim and insurance year. Lot 2 provides 24-hour accident cover for ICAEN staff, including work and private life, travel and ICAEN-organised activities; the insured group is approximately 160 people in 2026, with 120 forecast for later years. The annual budget is €40,000 excluding VAT, split into €22,000 for Lot 1 and €18,000 for Lot 2; the estimated total value including extensions is €200,000.