Selection of a financial operator to implement the ADEC Investì – Prêt d’honneur solidaire 26 financial instrument

Summary

This tender concerns selecting a financial operator to implement the ADEC Investì – Prêt d’honneur solidaire 26 financial instrument in Corsica. The operator will manage the instrument’s implementation, ongoing financial management, and regular reporting to ADEC. The instrument provides a zero-interest loan of up to 15,000 euros for entrepreneurs in Corsica (TPE and PE) who lack access to bank loans, with a repayment period of up to 4 years and a possible deferral of up to 1 year (total up to 5 years). The loan is intended to contribute to the overall financing plan and may be used alongside other funding instruments. The procurement is a open call for tenders with a framework maximum amount of 1,000,000 EUR and no lotting. The contract lasts ten years, comprising a disbursement phase until 2030 and a repayment phase until 2035/2036, with semi-annual fund returns from 2031 to 2036. The operator will receive management fees (base and performance) and must ensure data protection, confidentiality, and compliance with applicable laws and the CCAP/CCTP provisions. The tender also emphasizes transparency in beneficiary selection, reporting, and information to the European/ national authorities.